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SMALL BUSINESSES OR TRADES

We offer packaged cover for:

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  • Retail businesses

  • Landlords

  • Offices

  • Pubs​

  • Restaurants

  • Hotels & guest houses

  • Tradesmen

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Our product range includes but is not limited to:

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  • Commercial combined

  • Property 

  • Public & products liability

  • Employers liability ​

  • ​Business interruption

  • Engineering inspection

  • Professional indemnity

  • Motor fleet​

​There are many other business areas we can look after so please call us if your business doesn’t fall into any of the above categories.

You will benefit from;

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Consistently competitive rates, in some cases we have saved clients over 50% on their insurance premiums.

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Fast level of service – we aim to provide quotations the same day your enquiry is received

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Bespoke solutions – we appreciate no size fits all. If your business is involved in something unique then we can think outside the box and tailor a policy for you. 

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MEDIUM OR LARGE BUSINESSES

There are no limits to the sectors we cover. 

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We offer strong expertise in general manufacturing, construction, wholesale and engineering businesses. We can also go a step further to global portfolios and complex sectors including life sciences, safety critical manufacturing and supply & heavy engineering

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Additional specialist policies can also be provided such as;

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  • Group personal accident & illness for all directors and employees

  • Management liability including directors & officers insurance, corporate legal liability and employment practices also known as employment tribunal insurance. (see our Specialist page for more details on this cover)

  • Marine transits

  • Cyber protection in case of your systems being hacked. See our Specialist section for more information

  • Kidnap and ransom for employees working in high risk areas

  • Environmental and pollution liability

  • Terrorism protection 

  • Key person to protect the business profits if a key owner/director can no longer carry out their duties

  • Private healthcare. See our Specialist page for more details

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Every business has its unique features. Our approach here is to review what you do and how you do it. A walk around your premises is always a good idea as it helps us build up a picture of your risks before we go to the insurance market. A review of your current insurances is essential, this is where we can advise if any improvements to cover or cost savings can be made.  

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