SMALL BUSINESSES OR TRADES

We offer packaged cover for:

  • Retail businesses

  • Landlords

  • Offices

  • Pubs

  • Restaurants

  • Hotels & guest houses

  • Tradesmen

 

Our product range includes but is not limited to:

  • Commercial combined

  • Property 

  • Public & products liability

  • Employers liability 

  • Business interruption

  • Engineering inspection

  • Professional indemnity

  • Motor fleet

There are many other business areas we can look after so please call us if your business doesn’t fall into any of the above categories.

You will benefit from;

Consistently competitive rates, in some cases we have saved clients over 50% on their insurance premiums.

Fast level of service – we aim to provide quotations the same day your enquiry is received

Bespoke solutions – we appreciate no size fits all. If your business is involved in something unique then we can think outside the box and tailor a policy for you. 

MEDIUM OR LARGE BUSINESSES

There are no limits to the sectors we cover. 

We offer strong expertise in general manufacturing, construction, wholesale and engineering businesses. We can also go a step further to global portfolios and complex sectors including life sciences, safety critical manufacturing and supply & heavy engineering

Additional specialist policies can also be provided such as;

  • Group personal accident & illness for all directors and employees

  • Management liability including directors & officers insurance, corporate legal liability and employment practices also known as employment tribunal insurance. (see our Specialist page for more details on this cover)

  • Marine transits

  • Cyber protection in case of your systems being hacked. See our Specialist section for more information

  • Kidnap and ransom for employees working in high risk areas

  • Environmental and pollution liability

  • Terrorism protection 

  • Key person to protect the business profits if a key owner/director can no longer carry out their duties

  • Private healthcare. See our Specialist page for more details

Every business has its unique features. Our approach here is to review what you do and how you do it. A walk around your premises is always a good idea as it helps us build up a picture of your risks before we go to the insurance market. A review of your current insurances is essential, this is where we can advise if any improvements to cover or cost savings can be made.